1 Month Car Insurance Kenya – Costs and Benefits
Posted on 2018-11-13 in: Car Insurance in Kenya
Car insurance is a mandatory requirement in Kenya for all motor vehicle owners. It is legal to operate a motor vehicle without the required insurance cover. According to the Kenyan law Cap 405 titled Insurance (Motor Vehicle Third Party Risks), third party car insurance is the minimum required insurance for vehicles to be operated on Kenyan roads. This is to protect motor vehicle owners and operators from the financial responsibility that arises from operating the vehicle to the public. In case of a car accident, they may be liable for third party property damage, body injury and even cause death. This can put the owner of the vehicle in great financial liability up to the tune of over KSh 50 millions causing bankruptcy. This Like most insurance covers, these are available as one year contracts in Kenya. However, many clients may require temporary car insurances for various reasons. Below, we take a look at the details of the covers below:
Which people need it?
1 month car insurance is most common with different segments of customers especially the below:
- Motor vehicle traders
- Importers and exporters
- People about to sell off their vehicle
- Mechanics and garages
- Frequent travellers
Benefits of the 1-month insurance
The temporary car insurance offers exactly the same benefits as the annual covers, the only different is of course the duration of the cover.
The table below shows the benefits and limits of liability of the 1 month third party car insurance;
| Benefit | Limit (KSh) |
|---|---|
| Third Party Property Damage | 20,000,000 |
| Third Party bodily injury/death any one person | 3,000,000 |
| Third Party bodily injury/death any one event | UNLIMITED |
| Passenger Legal Liability per person | 3,000,000 |
| Passenger Legal Liability per year | 20,000,000 |
Insurance Cost
The one-month third party insurance cover costs KSh 2,000 only. Delivery is completely FREE of charge in Nairobi and is guaranteed same day delivery.
For clients interested in comprehensive car insurance, the rate will vary depending on the value of the car, the year of manufacture, main use of the motor vehicle and insurance history of the client. Get in touch with us to find our how much you could save on your car insurance premiums.
If you are looking to compare the cost of the annual car insurances in Kenya, check out our page here to compare online quotes instantly. Also check out customer feedback and insurance company ratings from our recent customers on our client reviews page.
